Whether you are just starting your career or in full swing of retirement, Kristel feels that it is very important for everyone to have access to financial advice and expertise. With over 15 years of financial industry experience and over five years of Financial Planning experience, she has extensive knowledge of all aspects of a client’s financial well-being. She focuses a great deal of energy on effective financial planning and is also fully licensed to endorse mutual funds and provide need-based Life and Health Insurance solutions. She specializes in socially responsible investment products. She continues to strive to provide all of her clients with every facet of financial planning to help them obtain their individual financial freedom.
Certifications in Responsible Investment: Responsible Investment Specialist (RIS)
Agnes Balcerzak BA, CFP, PFP, RIS
“A goal without a plan is just a wish”
– Antoine de Saint-Exupery
As a Wealth Advisor, my role is to help my clients plan for and protect their financial future, while achieving peace of mind in the present. I help my clients define their goals and then structure a plan that will act as a road map to achieve those goals. I truly believe in building trust and long-lasting relationships with clients. My goal is to help them understand and navigate the financial world.
For me, financial planning is more than just a career; it’s a passion. I am committed to ongoing education in my chosen field to ensure I am always up-to-date on all the complex issues that take place in this exciting and dynamic industry.
I welcome the opportunity to discuss your financial goals and establish a strategy for your investment, tax and retirement planning.
Mutual funds and related financial planning services are offered through Credential Asset Management Inc.
MITCHELL SHIELDS, CFP, CLU
Lisa Matwyko
Financial Planning is more than a career; it’s a passion. I continually introduce members to the strategies and investment products that will help you achieve your financial plan.
Ross Campbell
Ross has been involved in the financial services industry since 1981. In 1993, Ross started work with Assante Capital Management Ltd. as a Senior Financial Planning Advisor. Prior to joining Assante, Ross was with the Ontario Civil Service Credit Union for five years and a major bank and trust company for another eight years.
Ross’ education includes a B.A. (Trent University) and a B.A.S. (York University). Designations include his CFP (Certified Financial Planner) and R.F.P. (Registered Financial Planner). In addition, Ross is securities licensed and has his Level II insurance license.
Ross’ professional memberships include the Social Investment Organization, the Canadian Centre for Ethics and Corporate Policy and the Institute of Advanced Financial Planners.
Ross offers a comprehensive financial planning service that will enhance client well being. This includes investments, retirement planning, insurance and estate planning. Investments will be recommended based on the client’s goals and investment philosophy including socially responsible investments.
Shane Borthwick
At Impact Wealth, we are a design firm. Our mission is to help people create, protect and use wealth to design a better future for their family, their community and the planet.
To do that, we have developed our 360° Impact™️ process that aligns our clients’ goals and values with leading investment, insurance, and employee benefit solutions that get results. We identify gaps clients are often unaware of and offer solutions they may not know exist.
Serving as their personal CFO, or central family office, we future-pace our clients, preparing them for things like retirement or business succession, and make sure they’re prepared for any unexpected events as well, such as an accident, illness, or business bankruptcy.
Sustainable, responsible investing is at the core of what we do; it’s been that way since day one. Our strategy has proven to both reduce risk and improve long-term performance at the same time.
To reinforce our commitment to financial, social, and environmental stewardship, in 2020, we began our journey to become the first certified Benefit Corporation or B Corp wealth advisor in Atlantic Canada. B Corps are driving a global movement of people who use business as a force for good.
Get in touch to receive your introductory kit and schedule an initial call to find out how we can help design the future you have in mind – because your future depends on what you do today.
Timothy Ross
Family Office
providing Omega Stewardship ®
Helping Families Achieve …Life’s Major Goals ®
OMEGA STEWARDSHIP ®
* One Stop Process Driven Approach for Retirement & Income Planning
* Personalized Tax Management Solutions for Individuals & Business Owners
* Confidential Wealth Management Solutions
#ImprovingFutures
CKA®, Certified Kingdom Advisor®
RIS, Responsible Investment Specialist
RIAC, Responsible Investment Advisor
Adam Richard
I provided financial planning and wealth management advice specifically tailored to personal and professional needs and priorities. I work with you to help develop clear objectives and achievable goals, while delivering the peace of mind you and your family are looking for.
Cheryl Crowe
I have over twenty years of working in the field of socially responsible investing. Working closely together with my clients, I build custom portfolios based on the social and environmental values that they wish to incorporate into their overall investment strategy. I have previously served on the RIA board for nine years and was President and Chair for over three years. There has been tremendous growth in this area lately and there are many more options to choose from ..not all choices are the same. I look forward to working with new clients to achieve their financial goals and dreams through responsible investing.
Ryan Fontaine
I bring my clients peace of mind by creating a clear, actionable strategy that allows them to meet their goals.
Whether our goals are accumulating wealth, or drawing a retirement income from life savings, I help navigate the complexities of the financial world, and the unpredictability of all stages of life.
There are many financial decisions to make throughout your life. I help my clients make the right ones.